ALEXANDRIA, Va., May 19 -- United States Patent no. 12,634,702, issued on May 19, was assigned to Bank of America Corp. (Charlotte, N.C.).
"Mobile authentication utilizing geofencing" was invented by Taylor Farris (Hoboken, N.J.), Jennifer Sanctis (Charlotte, N.C.), Jesse James Godley (Charlotte, N.C.) and Trish Gillis (Chicago).
According to the abstract* released by the U.S. Patent & Trademark Office: "Provided herein is a method for verifying the identity and location of a putative user of a mobile computing device, including the steps of: photographing the user or a portion thereof with a first camera to generate a user image; photographing the environment with a second camera to generate an environmental image; transmitting the image...