ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,069, issued on June 2, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Universal self-service kiosk fraud detection platform" was invented by Jinna Kim (Charlotte, N.C.), Paul Mattison (Sherrills Ford, N.C.), Timothy Scott Murphy (Charlotte, N.C.) and Kristoffer M. Bertsch (Wilmington, Del.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Arrangements for universal self-service kiosk fraud detection are provided. A request for a transaction may be received via a self-service kiosk. The financial institution associated with the transaction may be identified as part of a consortium of financial institutions. Accordingly, a machine learning mode...