ALEXANDRIA, Va., June 2 -- United States Patent no. 12,647,270, issued on June 2, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Method and system for verifying user authorization using zero-proof verification" was invented by Pushkar Taneja (Hyderabad, India), Suryanarayana Adivi (Hyderabad, India), Shailendra Singh (Thane West, India), Jemlin Lucas (Coppell, Texas) and Sunilkumar Sriperambudur (Hyderabad, India).

According to the abstract* released by the U.S. Patent & Trademark Office: "In response to receiving a first request from a user to determine eligibility to perform a data interaction, the user is prompted to provide eligibility information. An eligibility result is determined by inputting the eligibility information...