US Patent Issued to Bank of America on June 2 for "Digital check disbursement using point of sale devices" (North Carolina, California, New York Inventors)

ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,039, issued on June 2, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Digital check disbursement using point of sale devices" was invented by George Albero (Charlotte, N.C.), Maharaj Mukherjee (Poughkeepsie, N.Y.) and Benjamin D. Moores (Ventura, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects of the disclosure relate to digital check processing. A computing platform may receive a check image from a user device. The computing platform may configure, based on the check image, a digital check for use in conducting transactions between the user device and point of sale devices, which may include generating a QR code for the chec...