US Patent Issued to Bank of America on June 2 for "Custom payment tokens for payments by using optical tones and neuromorphic spiking neural networks" (North Carolina Inventors)

ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,044, issued on June 2, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Custom payment tokens for payments by using optical tones and neuromorphic spiking neural networks" was invented by George Albero (Charlotte, N.C.), Naga Vamsi Krishna Akkapeddi (Charlotte, N.C.) and Victor A. Hirudhayaraj (Matthews, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Digital payment systems and methods leveraging optical tones, blockchain technology, and neuromorphic computing to enhance transaction security and flexibility are disclosed. By initiating transactions with unique optical tones generated through mobile IoT applications, payment instructions...