ALEXANDRIA, Va., Aug. 5 -- United States Patent no. 12,701,172, issued on Aug. 4, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Systems and methods for adaptive user-locality-based data transmissions" was invented by Katherine Dintenfass (McLean, Va.), Joseph DelVescio (Charlotte, N.C.), David B. Evans (Charlotte, N.C.), Jennifer T. Linsenmayer (Davidson, N.C.) and Karen R. Williams (Mount Holly, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, computer program products, and methods are described herein for adaptive user-locality-based data transmissions. Embodiments of the present disclosure are configured to generate a first dataset including one or more first data entries associate...