ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,719,836, issued on Aug. 25, was assigned to Bank of America Corp. (Charlotte, N.C.).

"Dynamic event and user validation using reflectance transformation imaging" was invented by George Albero (Charlotte, N.C.), Kathryn Mintz (Charlotte, N.C.), Maharaj Mukherjee (Poughkeepsie, N.Y.), Naga Vamsi Krishna Akkapeddi (Charlotte, N.C.), Sanjay Lohar (Charlotte, N.C.) and James Siekman (Charlotte, N.C.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing platform may receive, from an initiating user device, an event processing request. The computing platform may generate, using RTI, a first 3D representation of the event processing request. The computing ...