ALEXANDRIA, Va., March 24 -- United States Patent no. 12,586,054, issued on March 24, was assigned to Apple Inc. (Cupertino, Calif.).

"User interface for payments" was invented by Marcel Van Os (San Francisco), Christopher D. Adams (San Jose, Calif.), George R. Dicker (Sunnyvale, Calif.), Jack I-Chieh Fu (Los Gatos, Calif.), Petr Kostka (Prague), Daniel Kurtz (Sunnyvale, Calif.), Brittany D. Paine (Alpharetta, Ga.) and Balaji A. Sarpeshkar (San Mateo, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure generally relates selecting an appropriate communication radio mode based on criteria. In one example process, the device detects a fingerprint using the integrated biometric sensor an...