ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,071, issued on June 2, was assigned to Alipay (Hangzhou) Information Technology Co. Ltd. (Hangzhou, China).

"Risk prevention and control methods, apparatuses, and devices" was invented by Xinyi Fu (Hangzhou, China).

According to the abstract* released by the U.S. Patent & Trademark Office: "In an implementation, an initial risk prevention and control model of a to-be-trained target service corresponding to a classification group that a terminal device belongs to is received from a server. To obtain a risk prevention and control sub-model corresponding to the terminal device and based on pre-stored training sample data including at least data related to a user of the terminal devic...