ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,985, issued on Oct. 27.

"Stockpay" was invented by Carmelo Charlie Coglitore (Sydney).

According to the abstract* released by the U.S. Patent & Trademark Office: "Provided herein a method for secure and real-time converting a volatile asset into another asset in a quantum-resistant blockchain network using an Artificial Intelligence (AI) model. The method includes receiving volatile asset conversion request and user preferences from a user through a user device, personalizing the AI model by identifying patterns and correlations between the user preference, and the real-time behavioral patterns and the historic data of the user to personalize the AI model, predicting value of eac...