India, April 24 -- During the earnings call held on April 24, 2026, ICICI Bank Executive Director Sandeep Batra announced that the bank's annual Profit After Tax (PAT) has surpassed the monumental Rs. 50,000 crore threshold.

For the final quarter (Q4-2026), PAT rose 8.5% year-on-year to Rs. 13,702 crore, showcasing extreme resilience despite global macroeconomic pressures. This record-breaking annual performance was bolstered by a net interest margin that remained healthy at 4.32% and a total loan portfolio that expanded by 15.8%, driven specifically by a 24.4% surge in business banking and a 13.2% rise in mortgages.

The bank's balance sheet strength reached new heights as the Net NPA ratio hit an all-time low of 0.33%, positioning it ...