India, Aug. 1 -- India's digital lending market is expanding steadily as banks modify their underwriting procedures for unsecured loans and NBFCs become active across the country. The mass market and independent contractors are the targets of this change. The demand for personal and real estate-backed loans is predicted to increase at a CAGR of 24% until FY30, in line with Kissht's June quarter performance, despite worries about the quality of unsecured loans.

With a market capitalisation of Rs. 5,358.60 crore, the shares of OnEMI Technology Solutions closed on Friday at Rs. 317.80 apiece, roughly 66.39% above the Rs. 191 listing price on May 8, 2026. The stock is trading at a P/E of around 13.41x based on FY26 earnings.

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