India, Aug. 19 -- Monzo is currently experiencing a major technical outage. The issues began shortly after 12:00 PM UK time, impacting thousands of digital banking customers. To keep the platform running, Monzo has deployed its "Monzo Stand-in" backup system, which allows core banking functions to remain active while they roll out a permanent fix. Here's everything you need to know about the Monzo outage today, timeline, latest update, Downdetector status, and more.

Is Monzo Down Today?

Yes, Monzo is experiencing a major technical outage today (August 19, 2026), with thousands of UK users reporting issues starting around midday.

However, the bank has activated its independent "Monzo Stand-in" backup system to keep core functions runnin...