India, July 3 -- As Americans prepare for the Fourth of July, many are wondering which essential services are available on Friday, July 3, 2026. Because Independence Day falls on a Saturday this year, the federal holiday is officially observed on Friday, leading to the closure of many government offices while several private businesses continue normal operations.

If you're planning to visit a bank, mail a package, shop for holiday essentials, or trade stocks, here's a complete guide to what's open and closed.

Is July 3, 2026 a Federal Holiday?

Yes, since July 4 falls on a Saturday, the federal government is observing Independence Day on Friday, July 3.

As a result:

Are US Banks Open Today?

Yes, Most major banks and credit unions are...