India, Jan. 12 -- As India steps into 2026, January brings a series of harvest festivals that directly impact bank operations across several states. Among them, Lohri marks the beginning of a cluster of mid-January holidays, raising questions for customers about bank closures and service availability.

Since bank holidays in India depend on state-wise notifications issued under RBI guidelines, Lohri does not trigger a nationwide shutdown-but it does affect banking in select regions.

Here is a clear, state-wise explainer on the Lohri bank holiday, along with how it fits into the broader January 2026 holiday calendar.

Lohri is not a pan-India bank holiday. Banks close only in states where Lohri is officially recognised as a public or regi...