Bangladesh, July 22 -- When you are young, healthy, and just stepping into financial independence, life insurance is rarely on your radar. It is easy to assume health crises are decades away. Yet, in a fast-developing country like Bangladesh--where formal safety nets are limited--life and luck move unpredictably, leaving young adults vulnerable to sudden financial shocks. Ironically, the absolute best time to protect your economic autonomy is right when you feel you need it least.

Advertisement The most compelling reason to start early comes down to simple math: age directly dictates your premium. When you buy life insurance, you agree to pay a recurring fee, known as your premium, to keep your policy active.

Because youth and good hea...