Bangladesh, July 17 -- The defining irony of our age is not that artificial intelligence (AI) is advancing rapidly, but that a generation skilled in using it often struggles with basic financial concepts. Many can generate images, write code, and produce polished essays, yet cannot distinguish profit from cash flow, understand compound interest, interpret credit agreements, or recognise financial fraud. This gap between technological fluency and financial regulatory literacy is becoming a critical vulnerability.

Today's young professionals, entrepreneurs, students, and policymakers use AI as an everyday tool. It can summarise research, analyse documents, build financial models, and suggest investment strategies in seconds. Yet technolog...