New Delhi, July 20 -- Today's NYT Spelling Bee for July 20, 2026, uses the center letter M with outer letters I, L, O, N, T, H. There are approximately 40 valid words in today's puzzle. The two pangrams are MILLIONTH and MONOLITH.

All valid words must be at least four letters long, include the center letter M, and use only the seven letters in today's hive. Letters can be repeated.

Today's pangrams:

MILLIONTH (9 letters, 16 points) - the ordinal form of one million. Appearing once in every ten million lottery tickets, or in the kind of record-breaking milestone press release that announces someone's "millionth customer."

MONOLITH (8 letters, 15 points) - a large single upright block of stone, or by extension any large, uniform, and im...