India, April 6 -- The Supreme Court has come to the rescue of a man whose credit score remained "negative" for years despite having no outstanding loan or default in payment.

A bench of Justices JB Pardiwala and KV Viswanathan was hearing a plea filed by Uttarakhand resident Rajendra Singh Panwar, who submitted that he had an adverse CIBIL score since 2020 despite not having any loan or default.

CIBIL Score is a 3-digit numeric summary of credit history that indicates a person's creditworthiness.

In his petition, Panwar submitted that his credit profile showed a negative score, which prevented him from availing financial facilities.

Panwar contended that two other individuals with the same name had been issued the same PAN number and ...