India, Aug. 3 -- With its capital adequacy ratio exceeding 18 per cent, Punjab National Bank has no immediate plans to monetise its subsidiaries, the bank's Managing Director and CEO Ashok Chandra said, adding that the lender will instead focus on strengthening their operations to unlock greater value in the future.

PNB's capital adequacy improved to 18.13 per cent as on June 30, 2026, compared to 17.5 per cent at the end of the first quarter of the previous fiscal year.

This is well above the regulatory requirement of 11.5 per cent.

As the bank is well capitalised, the bank will not be raising any fund from the market to drive growth, Chandra told PTI in an interview.

In fact, this year, the bank will retire Rs 5,000 crore AT 1 and T...