India, Aug. 12 -- A home loan lets you borrow up to Rs. 15 crore* to buy a property, with interest rates starting from 7.25%* p.a. and tenures up to 32 years*. Check your eligibility and estimate your EMI before you apply.

In summary

A home loan is a secured loan issued by a bank or housing finance company against the property you are buying. In 2026, lenders evaluate your age, income, employment type, credit score, and existing debt before approving funds. Bajaj Finance offers home loans of up to Rs. 15 crore*, with interest rates starting from 7.25%* p.a. for salaried applicants, and EMIs from Rs. 671 per lakh*.

Beyond your personal eligibility, lenders also verify property-related documents - RERA registration for under-construction...