India, Feb. 9 -- Electric vehicles have a different insurance risk profile than petrol or diesel cars. Their high-cost batteries, complex electrical systems, and dependence on charging infrastructure change how comprehensive car insurance works.

This article explains the key battery-related risks in EVs, what comprehensive insurance usually covers, where gaps may exist, and which add-ons help protect owners from high repair or replacement costs over time.

Electric vehicle batteries work closely with high-voltage electrical systems, cooling mechanisms, and electronic sensors. Because all these components are interconnected, a defect in one can affect the others. This is why battery failures often require a thorough examination before rep...