India, Oct. 10 -- With an alarming rise in double disease, Communicable and Non-Communicable Diseases (NCDs), India faces unique healthcare challenges which require innovative solutions. In pursuance of the Universal Healthcare Coverage goal, health insurance remains a major catalyst. Over the years, India has made significant progress in health insurance coverage. But the main challenge is to ensure that a medical emergency does not become a financial catastrophe for the family. It is promising to note that a transformation is underway.

The latest National Family Health Survey points to the scale of the transformation, with 60.2 per cent of households reporting coverage. This is an encouraging jump from 41 per cent, as per the previous ...