Guwahati, June 3 -- Banks across India have invested heavily in compliance programmes, governance frameworks and security controls. Yet audit observations linked to RBI Master Directions continue to surface year after year. The issue is rarely a complete lack of compliance. More often, it stems from scattered implementation, inconsistent control monitoring and gaps between regulatory intent and operational execution.

Why your bank is still failing RBI Master direction audits is a question that many banking leaders, compliance teams and technology stakeholders are asking today. Regulatory expectations have expanded significantly over the last few years. Cybersecurity, outsourcing, IT governance, digital payments, customer protection and o...