New Delhi, Aug. 21 -- A child might want to become a doctor today or a lawyer tomorrow, only to ultimately settle, years later, on a career as a website designer or public policy expert. This change in interest and evolving focus calls for a layered investment approach by parents in their education funding strategy.

Sanjay Rahate, an internationally certified master career coach based in Mumbai, feels that Gen Z and Gen Alpha are moving toward creative fields such as animation, UI/UX design, and digital media, rather than traditional roles such as engineering and medicine.

He suggests that parents should test these interests against real-world, short-term projects and objective SWOT (strengths, weaknesses, opportunities, and threats) an...