Mumbai, Nov. 10 -- Nearly a month after the Supreme Court overturned Yes Bank's Rs.8,415-crore additional tier-I (AT-1) bond write-off, investors who lost their savings are still waiting for the bank to clarify when and how their money will be restored.

For Kailash Mishra, the Rs.10 lakh he invested in Yes Bank's AT-1 bonds was money set aside for the future. For Gunjan Gupta's family, the investment represented years of her father's savings. And for Lakhvir Kaur, a 69-year-old homemaker, it was the retirement corpus she and her husband had carefully accumulated over decades.

The wait has become another chapter in a long financial ordeal, for many. Mishra, a 74-year-old retired professional based in Kolkata, said he had almost given up ...