New Delhi, Sept. 27 -- An international trip or holiday can quickly become expensive if an individual's budget allocates funds only to flights and hotels, without paying close attention to the trip as a whole and its other associated costs. A better and more prudent approach to planning an international trip is to estimate the total cost in advance. A broad and diversified approach is key here.

This is because the expenses for such trips include several other core aspects, such as visas, insurance, food, local transport, sightseeing, shopping, and an emergency buffer to cover unforeseen expenses. Such an approach helps keep unexpected costs and budget overruns in check.

As an illustration, a budget of Rs.3 lakh per person in September 2...