New Delhi, March 23 -- For many founders building global AI and SaaS companies today, operating across countries is no longer unusual. A startup might be incorporated in the United States, run its engineering team from India, and serve customers across multiple continents.

This global structure helps startups access talent and markets quickly. But when it comes to moving money between countries, the process often feels slower than the companies themselves.

Take a common situation. A US-based startup needs to send funds to India to cover salaries, vendor payments, or operational expenses. The transfer is initiated through a bank, and then begins the waiting game. The wire can take several days to reach its destination, and during that ti...