New Delhi, March 18 -- As the ongoing Iran-US conflict disrupts travel globally, thousands of travellers are facing flight delays, cancellations and costly rebookings. With airspace shut across West Asia, a key transit corridor for Indians flying to Europe and North America, airlines have been forced to suspend or reroute services, disrupting travel plans at scale.

Amid the chaos, many travellers are discovering a costly, unexpected gap: their travel insurance does not cover cancelled flights, missed connections or extended hotel stays caused by the war.

The reason is how travel insurance is fundamentally designed to cover individual, unforeseen risks, not large-scale geopolitical events, said Abhishek Bondia, co-founder of SecureNow, a...