New Delhi, Sept. 29 -- With the introduction of SEBI's new Portfolio Managers Route for Investing in Mutual Fund units (PRIM), investors can get a PMS-like way to invest in direct mutual fund units and SIFs.

Through this route, investors can get a professionally managed portfolio of mutual funds, SIFs and ETFs, with a minimum investment of Rs.25 lakh.

SIFs are specialised investment funds that follow specific strategies, with a minimum investment of Rs.10 lakh. This raises the question: should investors invest in SIFs directly or use the PRIM route? Here's what experts have to say.

"Start with what each route is. An SIF is a product. PRIM is a portfolio management service. An investor who buys an SIF directly is choosing one strategy. ...