New Delhi, May 14 -- If you are aged 60 or above, even a single hospitalisation can decisively alter decades of retirement savings. The focus on availing health insurance after 60 should therefore be holistic and comprehensive, rather than just on premium amounts, as claim performance matters as much as premiums.

Keeping this fundamental aspect in mind, let us look at some of the top health insurance plans offered by reputable insurers such as HDFC ERGO, ICICI Lombard, Niva Bupa, and Aditya Birla, among others. It will help you make a prudent decision before choosing a health insurance plan for yourself (if you are a senior citizen) or your parents (if you have older parents).

Furthermore, when deciding on a particular health insurance ...