New Delhi, July 4 -- President Donald Trump has said that his namesake investment accounts will be "one of the most transformative policy innovations of all time." The math suggests otherwise, with projected returns far exceeding the future value savers can actually expect.

A Barron's analysis found that the projected returns for Trump accounts provided by the administration aren't adjusted for inflation, resulting in estimates that are multiples higher than historical inflation-adjusted returns would suggest.

Trump accounts, set to launch on July 4, are tax-advantaged investment accounts created under the One Big Beautiful Bill Act to help families save for children from birth. Children born between 2025 and 2028 are eligible to receiv...