New Delhi, Oct. 16 -- International travel involves more than booking flights and hotels. Foreign currency charges, airport expenses, unexpected cancellations and everyday spending can all affect the cost of a trip. A travel-focused Credit Card can combine several benefits, but the features and charges vary between cards.

Before you apply for forex card or choose a travel credit card, compare the overall value rather than focusing on a single benefit.

Forex markup is an additional charge levied by the card issuer on eligible foreign currency transactions, typically around 3.5%, plus 18% GST on the markup amount. Even a small difference can become significant when you make frequent or high-value international purchases.

A Credit Card wi...