New Delhi, March 10 -- For many urban women, egg freezing is increasingly becoming part of long-term life planning, much like buying insurance or investing for retirement. But unlike most financial goals, this one comes with a biological deadline, and it isn't cheap.

The procedure typically costs Rs.1.35- Rs.3 lakh per cycle, with annual storage fees of Rs.10,000-30,000 and potential IVF expenses later. For women considering it, egg freezing is a significant out-of-pocket commitment that sits at the intersection of healthcare, personal choice and financial planning.

For Delhi-based Dr Aastha Gupta Aggarwal, freezing her eggs was a decision planned well in advance. Working in fertility care herself, she set a personal deadline: if she ha...