New Delhi, June 11 -- An 11% year-to-date decline in the Nifty 50, coupled with a hazy outlook amid prevailing geopolitical uncertainties, expectations of a poor monsoon, the risk of monetary tightening due to rising inflation, and heavy foreign capital outflows, has raised a key question for retail investors: Is this the right time to invest in equities?

Investors are turning cautious as the global macroeconomic outlook takes a hit due to geopolitical conflicts. According to data released by the Association of Mutual Funds in India (AMFI), equity mutual fund inflows declined 40.4% month-on-month to Rs.22,907 crore in May from Rs.38,440 crore in April. However, on a year-on-year basis, inflows rose 20.5% from Rs.19,013 crore in May 2025....