New Delhi, July 20 -- A credit card can be a useful financial tool for students who want to develop responsible spending habits and establish a credit history early. In India, several issuers offer student-focused options or entry-level cards that may be accessible to young adults subject to eligibility criteria.

Choosing a student credit card depends on factors such as fees, rewards, spending limits and eligibility requirements. Understanding how these cards work can help students make informed decisions and begin building a financial foundation before graduation.

Building a credit history while studying can offer long-term financial advantages. A positive credit profile may help individuals access financial products more easily in the...