New Delhi, July 8 -- Systematic Investment Plans (SIPs) are one of the most popular ways for retail investors to invest in mutual funds. However, an expert suggests that starting a SIP alone does not guarantee a well-balanced mutual fund portfolio.

According to Aditya Agarwal, Co-Founder, Wealthy.in, investors should treat SIPs as an investment execution tool rather than a complete investment strategy.

Let's find out why building the right portfolio matters more than just starting an SIP.

"A SIP is simply a method of investing at regular intervals, whereas a portfolio is a structured investment plan built around an investor's financial goals, time horizon, risk appetite, liquidity needs, and asset allocation," Agarwal said.

Explaining...