New Delhi, April 22 -- Nithin Kamath, the founder of Zerodha, has frequently highlighted the importance of simplicity and discipline in investing-and his personal strategy exemplifies this.

By maintaining two separate demat accounts, one for long-term investments and the other for active trading, Kamath creates a purposeful barrier that decreases the likelihood of making rash decisions, particularly when selling long-term assets.

This strategy has grabbed the curiosity of retail investors looking to add companies to their portfolios. It raises practical questions regarding whether having numerous demat accounts improves discipline, how they should be used, and what restrictions apply to them.

Using Kamath's perspective as a starting po...