New Delhi, July 26 -- Economies around the world are enduring serious difficulties due to elevated oil and gas prices, driven by ongoing tensions in the Middle East between the US and Iran and the war between Russia and Ukraine. These developments have hampered supply chains and strained international relations.

In this backdrop, fixed deposits (FDs) continue to be among the most trusted, predictable investment options for savers and investors across the country. Still, it is vital to keep in mind that unexpected expenses such as medical emergencies, accidents, education costs, home repairs, and other urgent personal commitments can often overshadow an individual's financial planning and leave investors wondering whether they should prem...