New Delhi, May 23 -- If you come across a stock that you want to buy but don't have enough funds in your account, you may either wait for additional money, sell existing holdings, or miss the opportunity altogether if none of the options are feasible at that moment. Just like credit cards or buy-now-pay later options used in online shopping, the stock market also offers a similar facility to bridge this gap.

Known as the Margin Trading Facility (MTF), it allows investors to purchase shares by paying only a portion of the total value upfront, while the stockbroker funds the remaining amount. However, the borrowed amount is not free and brokers usually charge interest on the funds used, which is added on top of the principal and must be re...