New Delhi, April 27 -- The world is going through very difficult times. This is primarily due to the ongoing US-Israel war against Iran and the never-ending Russia-Ukraine conflict. These tensions have strained international relations and supply lines, creating significant uncertainty.

Oil prices have also crossed $100 per barrel. Due to these factors, the benchmark Nifty 50 index has not performed well over the last year, delivering a return of -0.86% over the last 12 months.

This environment highlights the significance of safe, government-backed or low-risk investments. When you invest in these schemes, the returns that you generate are based on the interest rates offered by these schemes, not based on or related to day-to-day equity ...