New Delhi, Sept. 12 -- Are you an investor looking for safe, government-backed investment options? Then you can look towards prominent post office schemes. This is because investors seeking to put their money in these schemes often compare prominent schemes such as the National Savings Certificate (NSC) and the Kisan Vikas Patra (KVP) to decide the best way to deploy funds and generate the highest possible returns.

In this case, both NSC and KVP are Post Office savings schemes; however, their interest rates and maturity periods differ.

As of today, i.e., 12 September 2026, NSC offers an annual interest rate of 7.7%, while KVP offers 7.5%. NSC matures in five years, whereas KVP doubles the investment in 115 months, or nine years and seve...