New Delhi, Oct. 29 -- Retiring at age 55 with a Rs.2 crore corpus may appear financially appealing and comforting; however, making the money last until age 85 requires careful and diligent planning. This is because inflation, market volatility, and rising healthcare expenses can gradually erode retirement savings, introducing new financial challenges and making the withdrawal strategy as important as the size of the corpus.

When faced with such a challenge, the key is to balance monthly income with long-term capital preservation rather than withdrawing too much in the early years. The focus, hence, should be on understanding your core financial requirements and building a life around the same after retirement.

A retiree can allocate tot...