New Delhi, Aug. 9 -- Couples without children typically anticipate requiring significantly smaller nest eggs for retirement compared to parents.

A widespread assumption persists among child-free couples that avoiding child-rearing expenses automatically lowers overall retirement funding needs. While this logic seems compelling on paper, actual retirement planning for non-parents presents distinct complexities. These individuals navigate unique financial objectives, vulnerabilities, and priorities, frequently discovering that they actually require a larger overall corpus.

Underestimating the financial and logstical challenges of growing older represents the single greatest risk. Child-free couples must address critical practicalities ear...