New Delhi, March 13 -- You worked hard during your working years, saved money every month, and invested it diligently in a monthly SIP. As a result, you built a well-deserved retirement fund. Now that you have retired, it is time to enjoy the fruits of your efforts. You decide to make monthly withdrawals from your retirement fund and let the balance amount remain invested so that it can continue to grow.

However, due to ongoing geopolitical wars and trade wars, the stock market has become volatile with a downward bias. In the last 1 month, the Nifty 50 Index has corrected by more than 8% due to the ongoing US/Israel - Iran War and the uncertainty surrounding it. You fear that if the market moves down rapidly, a big chunk of your retireme...