New Delhi, June 21 -- The Reserve Bank of India (RBI) has introduced revised guidelines for the Kisan Credit Card (KCC) Scheme, bringing greater uniformity to agricultural lending by standardising the definition of crop seasons. The move is aimed at ensuring consistency in the sanctioning of loans and determining repayment schedules across the banking system.

The new framework, titled the RBI Commercial Banks - Kisan Credit Card (KCC) Scheme Directions, 2026, will come into effect from January 1, 2027.

According to the central bank, the revised directions seek to establish a comprehensive framework for providing adequate and timely credit support to farmers and borrowers engaged in agriculture and allied activities. The KCC facility is ...