Mumbai, Oct. 23 -- The Reserve Bank of India on Friday revised its capital adequacy framework to align with global Basel Committee on Banking Supervision (BCBS) standards, aimed at safeguarding banks against default risks.

The amendments update the 2025 directions by enforcing a uniform cap on overall leverage, regardless of an asset's risk profile, to strengthen balance-sheet resilience.

The central bank had issued draft guidelines on 7 August, seeking public comments through 28 August. While commercial banks requested additional time to implement the revised leverage ratio framework, the RBI rejected the extension, confirming the new rules will take effect on 1 April 2027.

The new framework prescribes the minimum leverage ratio at 4%...