New Delhi, Aug. 5 -- The Reserve Bank of India (RBI) on Wednesday kept the repo rate unchanged at 5.25% for the fourth consecutive monetary policy review, signalling that interest rates are likely to remain stable for now even as the central bank marginally improved its outlook on growth and inflation.

The RBI raised its FY27 GDP growth forecast to 6.7% from 6.6% and lowered its retail inflation projection to 5% from 5.1%. However, it also cautioned that global uncertainties and food- and fuel-related price pressures continue to warrant a cautious approach.

For salaried employees, the policy does not automatically translate into lower borrowing costs or a sharp change in savings returns. Here are five assumptions you should avoid making...