New Delhi, July 23 -- The Employees' Provident Fund (EPF) serves as a cornerstone of long-term retirement savings for salaried professionals across India. While the average employee seldom needs their Universal Account Number (UAN) on a daily basis, this unique identifier is indispensable whenever you need to check your PF balance, merge old accounts after changing jobs, update KYC credentials, or process withdrawal requests.

Assigned by the Employees' Provident Fund Organisation (EPFO), the UAN is a permanent 12-digit code that stays with you throughout your professional career. Even though every new job generates a separate PF Member ID, all of these individual accounts are consolidated under your single, overarching UAN for streamline...