New Delhi, May 2 -- As Public Provident Fund (PPF) accounts complete their 15-year maturity period, account holders are required to decide the next course of action in line with the scheme's rules. The PPF scheme, backed by the government, allows investors to either withdraw the maturity amount or continue the account.

At maturity, investors have the option to withdraw the entire balance, extend the accounts in blocks of five years with fresh contributions, or continue without making any additional deposits. Understanding these rules become crucial, as each option comes with different implications for liquidity and returns.

A PPF account is offered by any post office or public bank and some private banks in India, for a minimum deposit ...